The captain in the picture has done some really bad things. He has a real gambling problem and spends lots of unnecessary money. The loan shark that let him borrow money from him showed up at the captains job and told him that he better have his money soon. The captain is trying to rationalize with the loan shark and he is trying to give him excuses and explanations of why he hasn't paid him yet. The loan shark starts to threaten him. The captain is really nervous and is trying to come up with a solution and how he can get out of this mess. Next, within a few months the loan shark will break both of the captains legs. He is hurt really badly. Scared he finally gets help for his problem and then he gets someone to repay the loan shark his money back. 
